Published on August 4, 2009
I have had a quiet week on the IFA front so for the time being I am just reading The Daily Telegraph along with some interesting websites related to reverse mortgages, general mortgage, pensions, bonds, retirement funds, car insurance tips, mutual funds and equity release.
One particularly intriguing piece of journalism was to be found at the Financial Services Skills Council which talked about how an IFA can keep up to date on his skills. Another great bit of reading, particularly for an old bugger like me was the equity release articles at Responsible Lifetime Mortgages. They know how to sell it, I will give them that! I don’t think equity release is for me though but I have recommended it to a few clients – tentatively at least. The same is the case for annuity rates as well.
There was more journo wonders to be had down at Cheltenham & Gloucester mortgage pages, bit more of a hardsell one which I didn’t take too kindly to, but then again I am an old bugger so maybe not their target market. A semi-decent site that outlined the pros and cons of a reverse mortgage decided to list the pros first in decent headings but then not so great with the cons which were a little unclear. Although to be fair, this is industry practice and has come to be expected.
Published on July 27, 2009
Personal loan can be borrowed by you for a number of unseen expenses. In case you have the habit of using loan amount for fulfilling needless expenses then you may be at risk. In case the expenses can wait till your payday then there may be no need to take a personal loan. So, before taking a personal loan ask your self if you really need the personal loan. You have to be sure that you can not manage without personal loan before borrowing it. In case you need a personal loan for expenses like holiday, then it certainly can wait for some time. If you can borrow the money from your relatives then avoid borrowing personal loan If you feel that you may not borrow money from anywhere and you cannot avoid the expense as it may be important then you can always go for a personal loan as this loan this loan may best fit your circumstances.
Published on July 27, 2009
Applying for personal loans online is becoming very much popular these days as it is time saving and convenient and preferred by a number of people. Nobody ever wants to meet a bank manager for applying loan. When applying online be sure you come across the right lender. So always be sure that the lender is registered. You need to take your precaution and care so read the terms and conditions before signing up. If the lender is not licensed he may make your life hell. An unlicensed lender may grant personal loans for very high interest rates. He may also threat you for repayments. He may at times pressurize you to borrow more amount of personal loan than you may need. So before applying, search for registered lender.
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